Your mortgage doesn't pause. Mortgage Protection Life Insurance ensures your family never has to find that out the hard way. Get your rate in 60 seconds.
Takes 60 seconds. No obligation. A licensed agent will follow up personally.
Thank you — a licensed agent will be calling you within the next few minutes. Keep your phone nearby!
In the meantime, feel free to call us directly at (507) 259-7545.
Getting covered is easier than most people expect. No lengthy paperwork, no pushy process.
PMI and MIP are built to protect the bank in case you default. Mortgage Protection Life Insurance is built to protect your family if you pass away — so they never lose the home.
| PMI / MIP | Mortgage Protection | |
|---|---|---|
| Who benefits | The bank | Your family |
| What it covers | Lender's loss if you default | Your mortgage if you die |
| You choose | No — required by lender | Yes — fully optional |
| Medical exam | N/A | Not required for most |
| Monthly cost | 0.5–1.5% of loan/year | From $28/month |
| Family keeps home | No | Yes — guaranteed |
"We just bought our first home and had no idea this even existed. The whole process took less than 20 minutes and now we have coverage. Couldn't be easier."
"I kept putting this off for two years. Finally got a quote — $52 a month for $320k in coverage. Wish I'd done it sooner. The agent was fantastic, zero pressure."
"My husband passed away last year. Because we had mortgage protection, I didn't have to worry about the house on top of everything else. It gave me one less thing to face."
Get your free quote in 60 seconds. A licensed agent calls you personally.
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